Credit Cards

Purchase credit cards

Do you use your card for paying for your everyday shopping and bills or are you considering a large purchase like a holiday or new furniture?

We compare top UK lenders to help you find the right card based on your needs, including introductory 0% purchase card deals for up to 27 months interest free, so you can spread your repayments.

Sorted by longest 0% introductory purchase offer

Balance transfer intro period & rate
Purchases intro period & rate
Rewards
Representative APR
Likelihood of acceptance
Actions

Sorted by longest 0% introductory purchase offer

Purchases

Virgin Money 30 Month All Round Credit Card

placeholder card image

30 months of 0.0% interest on transfers

2.50% fee

30 months 0% interest on purchases

No rewards

18.9% APR

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Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 20.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 20.9% (variable) annual.
Limited offer: 0% interest on purchases, balance & money transfers for 30 months (transfer handling fees apply) apply. Available until 1st December 2016.

Sainsbury's Bank Nectar Purchase Credit Card

Sainsbury's Bank Sainsbury's Bank Nectar Purchase Credit Card Image

18 months of 0.0% interest on transfers

3.00% fee

29 months 0% interest on purchases

Nectar points

18.9% APR

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Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Spread the cost of spending with 0% interest on purchases for 29 months and collect Nectar points as you spend on your card.

AA Dual Credit Card

AA AA Dual Credit Card Image

26 months of 0.0% interest on transfers

2.89% fee

28 months 0% interest on purchases

No rewards

18.9% APR

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Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual
Limited Offer: Get £35 cashback when you spend £500 or more within 60 days of account opening. Terms and conditions apply.

Tesco Bank Purchases Credit Card

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3 months of 0.0% interest on transfers

2.90% fee

28 months 0% interest on purchases

Clubcard points

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Spread the cost of spending with 0% interest to pay on purchases for the first 21 months, from account opening. Apply online and get a decision within 60 seconds.

Virgin Money Purchase Credit Card

Virgin Money Virgin Money Purchase Credit Card Image

18 months of 0.0% interest on transfers

1.99% fee

28 months 0% interest on purchases

No rewards

19.9% APR

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Representative 19.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 19.9% (variable) annual.
Pay 0% interest on purchases for 28 months, plus 0% interest on balance and money transfers for 18 months (transfer handling fees apply).

Virgin Money 27m All Round Card

Virgin Money Virgin Money 27m All Round Card Image

27 months of 0.0% interest on transfers

2.79% fee

27 months 0% interest on purchases

No rewards

19.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Transfer money into your current account and pay 0% interest for 27 months. A handling fee of 2.79% is applied and added to the total amount of credit owed.

Post Office Money Matched Card

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16 months of 0.0% interest on transfers

2.98% fee

27 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
A transaction must be made within 3 months to qualify for 0% for 27 months otherwise a period of 0% for 16 months will apply. Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker & not a lender.

Santander Everyday Credit Card

Santander Santander Everyday Credit Card Image

27 months of 0.0% interest on transfers

2.75% fee

27 months 0% interest on purchases

No rewards

18.9% APR

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Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Benefit from one rate for both transfers and purchases at 0% for up to 27 months, 2.75% transfer fee applies.

Sainsbury's Bank Nectar Dual Offer Credit Card

Sainsbury's Bank Sainsbury's Bank Nectar Dual Offer Credit Card Image

27 months of 0.0% interest on transfers

3.00% fee

27 months 0% interest on purchases

Nectar points

18.9% APR

Can I get this card?

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Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Spread the cost of spending with 0% interest on purchases for 27 months, and collect Nectar points as you spend on your card. Plus, transfer a balance and pay 0% interest for 27 months. 3% balance transfer fee applies, minimum £3 at all times.

Barclaycard Platinum

Barclaycard Platinum Image

27 months of 0.0% interest on transfers

2.49% fee

27 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Enjoy 27 months interest free on both transfers and purchases. 3.5% handling fee is applied, then Barclaycard will refund 1.01% within 2 working days, making the effective fee 2.49%.

MBNA All Round Credit Card

placeholder card image

26 months of 0.0% interest on transfers

2.95% fee

26 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Eligibility check: Find out your likelihood of acceptance for this card before you apply, with MBNA eligibility checker.

Halifax 26 Month Balance Transfer Credit Card

Halifax Halifax 26 Month Balance Transfer Credit Card Image

26 months of 0.0% interest on transfers

2.95% fee

26 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
Spread the cost of spending with 0% interest on purchases for the 26 months, plus transfer an existing credit card balance to Halifax and pay 0% interest for 26 months.

Yorkshire Bank Gold

Yorkshire Bank Yorkshire Bank Gold Image

12 months of 0.0% interest on transfers

3.00% fee

26 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Spread the cost of spending with 0% interest on purchases for the first 26 months.

Clydesdale Bank Gold

Clydesdale Bank Clydesdale Bank Gold Image

12 months of 0.0% interest on transfers

3.00% fee

26 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

Check now
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Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Spread the cost of spending with 0% interest on purchases for the first 26 months.

Inspop.com Limited, trading as Confused.com, is a credit broker for the consumer credit products listed on our credit card pages. Confused.com provides an independent comparison service free of charge; however, we may receive a commission from some of the companies we refer you to.

We aim to show as many cards as possible, although there may be some we're unable to display.

 

Your guide to credit cards

  • Which providers offer purchase cards?
  • Purchase credit card explained: how do purchase cards work?
  • What are the benefits?
  • What are the drawbacks?

Credit cards terms

  • Credit limit
  • Purchase introductory rate
  • Cash advance