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Purchase credit cards

Do you use your card for paying for your everyday shopping and bills or are you considering a large purchase like a holiday or new furniture?

We compare top UK lenders to help you find the right card based on your needs, including introductory 0% purchase card deals for up to 27 months interest free, so you can spread your repayments.

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Sorted by longest 0% introductory purchase offer

Balance transfer intro period & rate
Purchases intro period & rate
Rewards
Representative APR
Likelihood of acceptance
Actions

Sorted by longest 0% introductory purchase offer

Purchases

The Co-operative Bank 3 Year Fixed Rate

placeholder card image

36 months of 6.9% interest on transfers

0.00% fee

36 months 6.9% interest on purchases

No rewards

15.9% APR

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Representative Example: Representative 15.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 15.9% (variable) annual

Post Office Matched Card

Post Office Money Post Office Matched Card Image

16 months of 0.0% interest on transfers

2.98% fee

27 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Market leading purchase period. A transaction must be made within 3 months of account opening to qualify for 0% for the first 27 months otherwise a purchase period of 0% for the first 16 months will apply.

Yorkshire Bank Gold

Yorkshire Bank Yorkshire Bank Gold Image

12 months of 0.0% interest on transfers

3.00% fee

26 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Spread the cost of spending with 0% interest on purchases for the first 26 months.

Clydesdale Bank Gold

Clydesdale Bank Clydesdale Bank Gold Image

12 months of 0.0% interest on transfers

3.00% fee

26 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Spread the cost of spending with 0% interest on purchases for the first 26 months.

Sainsbury's Bank Nectar Purchase Credit Card

Sainsbury's Bank Sainsbury's Bank Nectar Purchase Credit Card Image

18 months of 0.0% interest on transfers

3.00% fee

25 months 0% interest on purchases

Nectar points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Spread the cost of spending with 0% interest on purchases for 25 months and collect Nectar points as you spend on your card.

AA Dual Credit Card

AA AA Dual Credit Card Image

24 months of 0.0% interest on transfers

2.98% fee

24 months 0% interest on purchases

No rewards

19.9% APR

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Representative Example: Representative 19.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 19.9% (variable) annual
40% discount on AA European Breakdown Cover when you book a minimum of 3 days, plus pay 0% interest for 2 years on purchases & balance transfers (terms & conditions apply).

Santander 123

Santander 123 Image

23 months of 0.0% interest on transfers

0.00% fee

23 months 0% interest on purchases

Up to 3% cashback dependent on spend

18.4% APR

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Representative Example: Representative 18.4% APR variable. Based on a monthly fee of £3 (equivalent to £36 annual fee) assumed borrowing of £1,200. Rate of interest 12.7% (variable) annual.
Earn cashback at supermarkets, department stores and transport (terms & conditions apply). Spread the cost of spending with 0% on purchases for 23 months.

Lloyds Bank Platinum 21 Month Purchase and Balance Transfer

Lloyds Bank Lloyds Bank Platinum 21 Month Purchase and Balance Transfer Image

21 months of 0.0% interest on transfers

2.50% fee

21 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.94% (variable) annual.
Spread the cost of spending with 0% interest on purchases for the first 21 months, plus transfer an existing credit card balance to Lloyds Bank and pay 0% interest for 21 months.

Bank of Scotland Platinum 21 Month Balance Transfer

Bank of Scotland Platinum 21 Month Balance Transfer Image

21 months of 0.0% interest on transfers

2.50% fee

21 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Spread the cost of spending with 0% interest on purchases for the first 21 months, plus transfer an existing credit card balance to Bank of Scotland and pay 0% interest for 21 months.

Halifax 21 Month Balance Transfer Credit Card

Halifax Halifax 21 Month Balance Transfer Credit Card Image

21 months of 0.0% interest on transfers

2.50% fee

21 months 0% interest on purchases

No rewards

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual.
Spread the cost of spending with 0% interest on purchases for the 21 months, plus transfer an existing credit card balance to Halifax and pay 0% interest for 21 months.

Tesco Bank Purchases Credit Card

Tesco Bank Tesco Bank Purchases Credit Card Image

3 months of 0.0% interest on transfers

2.90% fee

21 months 0% interest on purchases

Clubcard points

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Spread the cost of spending with 0% interest to pay on purchases for the first 21 months. Apply online and get a decision within 60 seconds.

Inspop.com Limited, trading as Confused.com, is a credit broker for the consumer credit products listed on our credit card pages. Confused.com provides an independent comparison service free of charge; however, we may receive a commission from some of the companies we refer you to.

We aim to show as many cards as possible, although there may be some we're unable to display.

 

Your guide to credit cards

  • Which providers offer purchase cards?
  • Purchase credit card explained: how do purchase cards work?
  • What are the benefits?
  • What are the drawbacks?

Credit cards terms

  • Credit limit
  • Purchase introductory rate
  • Cash advance