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Money transfer credit cards

If you’re looking to make a big purchase, or simply pay off an overdraft or existing debt, then this could be the option for you. Money transfer credit cards allow you to transfer cash straight into your current account. Some providers offer 0% interest on transfers for an agreed period of time, but it’s worth remembering that most cards charge a transfer fee (usually about 4%).


Take a look at our selection below for more information.

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Sorted by longest 0% introductory money transfer offer

Money transfer intro period & rate
Money Transfer
fee
Purchases intro period & rate
Representative APR
Likelihood of acceptance
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Sorted by longest 0% introductory money transfer offer

Money Transfers

Virgin Money Balance Transfer

Virgin Money Virgin Money Balance Transfer Image

40 months of 0% interest on transfers

4% fee

3 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Limited offer: 0% interest on balance & money transfers for 40 months (transfer handling fees apply). Offer available until 24th May 2016.

Tesco Bank Balance Transfer Credit Card

Tesco Bank Tesco Bank Balance Transfer Credit Card Image

39 months of 0% interest on transfers

3.94% fee

3 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer your balance and pay 0% interest for the first 39 months. Offer applies to transfers made within the first 90 days of account opening.

Tesco Bank Balance Transfer Credit Card

Tesco Bank Tesco Bank Balance Transfer Credit Card Image

38 months of 0% interest on transfers

3.94% fee

3 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer your balance and pay 0% interest for the first 38 months. Offer applies to transfers made within the first 90 days of account opening.

Virgin Money Transfer Credit Card

Virgin Money Virgin Money Transfer Credit Card Image

36 months of 0% interest on transfers

2.39% fee

3 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer money into your current account and pay 0% interest for 3 years. A handling fee of 2.39% is applied and added to the total amount of credit owed.

Virgin Money Balance Transfer

Virgin Money Virgin Money Balance Transfer Image

36 months of 0% interest on transfers

4% fee

3 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Transfer money into your current account and pay 0% interest for 36 months. A handling fee of 4% is applied and added to the total amount of credit owed.

34 Month Virgin Money Transfer Credit Card

Virgin Money 34 Month Virgin Money Transfer Credit Card Image

34 months of 0% interest on transfers

2.29% fee

3 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer money into your current account and pay 0% interest for 34 months. A handling fee of 2.29% is applied and added to the total amount of credit owed.

Virgin Money Balance Transfer

Virgin Money Virgin Money Balance Transfer Image

34 months of 0% interest on transfers

4% fee

3 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Transfer money into your current account and pay 0% interest for 34 months. A handling fee of 4% is applied and added to the total amount of credit owed.

Virgin Money Transfer Credit Card

Virgin Money Virgin Money Transfer Credit Card Image

32 months of 0% interest on transfers

1.69% fee

3 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer money into your current account and pay 0% interest for 32 months. A handling fee of 1.69% is applied and added to the total amount of credit owed.

Virgin Money Balance Transfer

Virgin Money Virgin Money Balance Transfer Image

32 months of 0% interest on transfers

4% fee

3 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual
Transfer money into your current account and pay 0% interest for 32 months. A handling fee of 4% is applied and added to the total amount of credit owed.

Virgin Money Balance Transfer

Virgin Money Virgin Money Balance Transfer Image

30 months of 0% interest on transfers

4% fee

3 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Transfer money into your current account and pay 0% interest for 30 months. A handling fee of 4% is applied and added to the total amount of credit owed.

Virgin Money All Round Credit Card

Virgin Money Virgin Money All Round Credit Card Image

24 months of 0% interest on transfers

1.9% fee

24 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer money into your current account and pay 0% interest for 2 years. A handling fee of 1.9% is applied and added to the total amount of credit owed.

MBNA All Round Credit Card

MB' Ltd  MBNA All Round Credit Card Image

20 months of 0% interest on transfers

4% fee

20 months 0% interest on purchases

18.9% APR

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Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
When this offer comes to an end and for transfers made after the 60 days, a standard rate of 20.9% p.a. for balance transfers & 22.9% for money transfers (5% handling fee) applies. Check your eligibility with MBNA before you apply.

Inspop.com Limited, trading as Confused.com, is a credit broker for the consumer credit products listed on our credit card pages. Confused.com provides an independent comparison service free of charge; however, we may receive a commission from some of the companies we refer you to.

We aim to show as many cards as possible, although there may be some we're unable to display.

 

Your guide to credit cards

  • Which card providers offer money transfers?
  • Things to consider before getting a money transfer card
  • How does it differ to cash withdrawals and balance transfers?
  • What is a money transfer credit card?

Credit cards terms

  • Cash advance rate and fees
  • Credit limit
  • Withdrawal limit