Fluid credit cards
Fluid want to deliver great customer value by making their credit cards smart and simple. Fluid cards can suit a number of different needs, depending on the card you choose you could be entitled to 0% interest rates for over 30 months on balance transfers (handling fees apply) and 3 months 0% interest on purchases.
Take a look at the credit cards provided by Fluid and see below for the full range of benefits available to Fluid customers.
Credit Card Matcher tool
Check your chance of being accepted
- Free and simple to use
- No footprint on your credit record
- Get tailored results
- Credit Cards
- Balance Transfer
- Credit Building
- Transfer Purchases
- Low Fee
Balance transfer intro period & rate
The length & interest rate applied when a credit card balance is transferred from one card to another.Close
Purchases intro period & rate
The length & interest rate applied to new purchases made on a card.Close
Rewards, for example, points or cashback earned when making purchases on a card.Close
Annual Percentage Rate including all fees & charges applicable.Close
Likelihood of acceptance
Find out your chance of being accepted for a card without leaving a footprint on your credit record.Close
Inspop.com Limited, trading as Confused.com, is a credit broker for the consumer credit products listed on our credit card pages. Confused.com provides an independent comparison service free of charge; however, we may receive a commission from some of the companies we refer you to.
We aim to show as many cards as possible, although there may be some we're unable to display.
Your guide to credit cards
- Contact Fluid
Benefits of Fluid credit cards
Take a look at the list below to find out more about the range of benefits available to you if you choose a Fluid credit card.
- As part of Fluid’s bespoke eligibility check you can find out how eligible you are for a certain card without affecting your credit rating
- Fraud protection 24/7 and a UK based customer service helpline
- Pay on the go with quick and secure contactless payments for up to £20
- Access your statement and manage your account easily and securely online when you register with Online Card Services
We compare cards from a number of trusted credit card providers such as Capital One, Barclaycard and American Express. Our free Card Matcher tool is similar to Fluid's Eligibility Check and allows you to check the likelihood of getting accepted for a range of cards before you apply.
Established in 2006, Fluid is a fast growing business who wish to make credit cards simple for their customers by continuously looking for ways to improve and deliver great value. Fluid’s Apply with Confidence service allows customers to check their credit card eligibility and can protect credit ratings and save time, Fluid were the first provider in the world to offer this.
Fluid is a partnership between Media Ingenuity Group and MBNA. It benefits from Media Ingenuity’s technology and experience in online financial products, plus the financial backing and customer service capabilities of one of the world’s largest independent credit card lenders. It is worth considering that as Fluid are powered by MBNA you won’t be able to transfer a balance from an MBNA card to a Fluid card.
Credit cards terms
Balance transfer fee
Often known as a handling fee this is the amount you will be charged for transferring a balance onto a new card. It’s usually a percentage of the transferred balance and will differ depending on which credit card you choose. The balance transfer fee is usually around 3% but some providers offer low fee credit cards.
Credit cards with a money transfer facility allow you to transfer cash from your credit card straight to your current account. Some providers offer 0% interest on money transfers during an introductory period but you will usually incur a fee which is worked out as a percentage of the transferred amount. Money transfer cards are usually designed for those with a good credit history and can often offer additional benefits such as 0% interest on balance transfers or purchases.
This is when you move an outstanding balance from one card onto another. If a card has an introductory 0% interest rate this will tell you how long you have to pay off the balance before you need to pay any interest on it. To make sure any introductory rates honoured you should manage the account in line with the issuer’s terms and conditions. Specifically that means that you must always make at least the minimum payment, on time each month, and must remain within your set credit limit