Credit Cards

Credit building cards

Did you know that paying a credit card bill each month could help you when you apply for loans, mortgages and other credit cards in the future?

Unfortunately, getting your first credit card isn’t always easy but by comparing a range of credit building cards with Confused.com you could find a credit card that is designed for those with little or poor credit history.

If used correctly, this type of credit card can help improve your credit rating for the future. See below for more information about credit buildings cards.

Sorted by longest 0% introductory offer & lowest APR

Balance transfer intro period & rate
Purchases intro period & rate
Rewards
Representative APR
Likelihood of acceptance
Actions

Sorted by longest 0% introductory offer & lowest APR

Credit Building

aqua Purchase Card

placeholder card image

No 0% intro on transfers

N/A fee

4 months 0% interest on purchases

No rewards

34.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 34.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 34.91% (variable) annual. Postal address: Two Pancras Square, London, N1C 4AG

Barclaycard Initial

Barclaycard Barclaycard Initial Image

No 0% intro on transfers

N/A fee

3 months 0% interest on purchases

No rewards

34.9% APR

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Representative Example: Representative 34.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 34.9% (variable) annual.
You could help build your credit rating by making minimum repayments on time and sticking to your credit limit.

Luma Purchase Credit Card

Luma  Luma Purchase Credit Card Image

No 0% intro on transfers

N/A fee

3 months 0% interest on purchases

No rewards

35.9% APR

Card Matcher is not available for this card Apply More
Representative example: Representative 35.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 35.94% (variable) annual.
If you're new to credit or looking to improve your credit rating, Luma could offer you a credit limit up to £1,500, plus 0% interest on purchases for the first 3 months.

Capital One Classic MasterCard

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No 0% intro on transfers

N/A fee

To Sep 2016 0% interest on purchases

No rewards

34.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 34.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 34.94% (variable) annual.

Vanquis Credit Card

Vanquis Bank Ltd Vanquis Credit Card Image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

39.9% APR

Can I get this card?

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Representative example: Representative 39.9% APR variable. Based on assumed borrowing of £1,000. Rate of interest 39.94% (variable) annual.
Looking to improve your credit rating? If you're accepted, you'll start with a credit limit between £150 and £1,000

Lloyds Bank Student Credit Card

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No 0% intro on transfers

N/A fee

No 0% intro

No rewards

19.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 19.9% APR variable. Based on assumed borrowing of £1,000. Rate of interest 19.94% (variable) annual.

aqua Classic 29.7%

aqua aqua Classic 29.7% Image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

29.7% APR

Can I get this card?

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Representative example: Representative 29.7% APR variable. Based on assumed borrowing of £1,200. Rate of interest 29.71% (variable) annual.
Includes free unlimited access to your credit report, start with a credit limit between £250 - £1,200 and you could get an increase on your 4th statement.

Granite

placeholder card image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

34.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 34.9% APR variable. Based on assumed borrowing of £500. Rate of interest 34.95% (variable) annual.

Aquis Credit Card

Aquis Credit Card Image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

29.8% APR

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Representative example: Representative 29.8% APR variable. Based on assumed borrowing of £1,000. Rate of interest 29.84% (variable) annual.
If you're new to credit or have bad credit history, you could help improve your credit rating with Aquis. If you're successful you'll start with an easy to manage credit limit between £250 - £1,000.

aqua Advance

aqua aqua Advance Image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

34.9% APR

Can I get this card?

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Representative example: Representative 34.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 34.91% (variable) annual.
Includes free unlimited access to your credit report, start with a credit limit between £250 - £1,200 with the opportunity to reduce your APR to 19.9%.

Luma Credit Card

Luma  Luma Credit Card Image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

35.9% APR

Card Matcher is not available for this card Apply More
Representative Example: Representative 35.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 35.94% (variable) annual.
If you're new to credit or looking to improve your credit rating, Luma could offer you a credit limit up to £1,500 - apply online and get a response within 60 seconds.

Black Diamond

placeholder card image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

59.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 59.9% APR variable. Based on assumed borrowing of £1000. Rate of interest 59.94% (variable) annual. Postal address: Vanquis Card, Customer Service, P.O.Box 399, Chatham, ME4 4WQ

aqua Classic Card (29.7%)

placeholder card image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

29.7% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 29.7% APR variable. Based on assumed borrowing of £1200. Rate of interest 29.71% (variable) annual. Postal address: Two Pancras Square, London, N1C 4AG

Capital One Platinum

placeholder card image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

29.8% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 29.8% APR variable. Based on assumed borrowing of £1200. Rate of interest 29.84% (variable) annual. Postal address: PO Box 5281, Nottingham, NG2 3YG

aqua Reward

aqua aqua Reward Image

No 0% intro on transfers

N/A fee

No 0% intro

0.5% cashback

34.9% APR

Can I get this card?

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Representative example: Representative 34.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 34.91% (variable) annual.

Ocean Finance Credit Card

placeholder card image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

34.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 34.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 34.94% (variable) annual. Postal address: Ocean House, Calico Business Park, Sandy Way, Amington, Tamworth, B77 4BF

aqua Start Card

placeholder card image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

49.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 49.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 49.94% (variable) annual. Postal address: Two Pancras Square, London, N1C 4AG

Marbles Classic Credit card

Marbles Marbles Classic Credit card Image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

29.7% APR

Can I get this card?

Check now
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Representative example: Representative 29.7% APR variable. Based on assumed borrowing of £1,200. Rate of interest 29.75% (variable) annual.
Check your eligibility before you apply without affecting your credit score. You could be offered a credit limit between £250 - £1,200.

Marbles Classic Credit card 33.8%

placeholder card image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

33.8% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 33.8% APR variable. Based on assumed borrowing of £1200. Rate of interest 33.83% (variable) annual. Postal address: PO BOX 171, Sheffield, S98 1JS

Neo Credit Card

placeholder card image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

39.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 39.9% APR variable. Based on assumed borrowing of £1000. Rate of interest 39.94% (variable) annual. Postal address: Vanquis Card, Customer Service, P.O.Box 399, Chatham, ME4 4WQ

Vanquis Bank Chrome 24.7% Card

placeholder card image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

24.7% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 24.7% APR variable. Based on assumed borrowing of £1000. Rate of interest 24.7% (variable) annual. Postal address: Vanquis Card, Customer Service, P.O.Box 399, Chatham, ME4 4WQ

Vanquis Bank Chrome 29.5% Card

placeholder card image

No 0% intro on transfers

N/A fee

No 0% intro

No rewards

29.3% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 29.3% APR variable. Based on assumed borrowing of £1000. Rate of interest 29.3% (variable) annual. Postal address: Vanquis Card, Customer Service, P.O.Box 399, Chatham, ME4 4WQ

Inspop.com Limited, trading as Confused.com, is a credit broker for the consumer credit products listed on our credit card pages. Confused.com provides an independent comparison service free of charge; however, we may receive a commission from some of the companies we refer you to.

We aim to show as many cards as possible, although there may be some we're unable to display.

 

Your guide to credit cards

  • Other cards you may be interested in
  • What is a credit building credit card?
  • The drawbacks of a credit building card
  • Who offers credit building cards?

Credit cards terms

  • What is a credit score?
  • What is a credit history?
  • Representative APR