Credit Cards

Balance transfer credit cards

Paying interest on your existing credit card? A balance transfer card allows you to transfer your balance from an existing card to your new card, potentially saving you hundreds of pounds in interest charges during the 0% introductory period. Consider it a new card helping you pay off debts from old cards, but at a lower rate, meaning you could be debt free quicker.


We compare 0% balance transfer deals where you could be interest free for up to 41 months, now may be the ideal time to transfer your existing debts!

Sorted by longest 0% introductory balance transfer offer

Balance transfer intro period & rate
Purchases intro period & rate
Rewards
Representative APR
Likelihood of acceptance
Actions

Sorted by longest 0% introductory balance transfer offer

Balance Transfers

Virgin Money 41 month Balance Transfer Card

Virgin Money Virgin Money 41 month Balance Transfer Card Image

41 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

No rewards

20.9% APR

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Representative example: Representative 20.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 20.9% (variable) annual.
New Offer: 0% interest on balance transfers, with a 3% handling fee.

nuba transfer credit card

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41 months of 0.0% interest on transfers

3.49% fee

No 0% intro

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
Make balance transfers or money transfers totalling at least £1,000 within the first 60 days of account opening, and nuba will send you a £20 Amazon.co.uk Gift Card.

MBNA Platinum Credit Card

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40 months of 0.0% interest on transfers

2.35% fee

No 0% intro

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual.
0% on balance transfers for 40 months with a fee of 2.35%. Plus, find out your likelihood of acceptance for this card before you apply, with MBNA eligibility checker.

Tesco Bank Clubcard credit card for money transfers

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40 months of 0.0% interest on transfers

2.69% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual. Postal address: PO Box 27028, Glasgow, G2 9FT

Tesco Bank Balance Transfer Credit Card

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38 months of 0.0% interest on transfers

2.49% fee

3 months 0% interest on purchases

Clubcard points

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Transfer your balance and pay 0% interest for the first 38 months. Offer applies to transfers made within the first 90 days of account opening.

MBNA Platinum Credit Card (32 months)

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32 months of 0.0% interest on transfers

1.14% fee

No 0% intro

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual. Postal address: MBNA Ltd, Stansfield House, Chester Business Park, Wrexham Road, Chester, CH4 9QQ

Bank of Scotland Platinum Credit Card

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32 months of 0.0% interest on transfers

0.80% fee

12 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.95% (variable) annual. Postal address: Card Services, Pitreavie Business Park, Dunfermline, Fife, KY99 4BS

Lloyds Bank Platinum Credit Card

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32 months of 0.0% interest on transfers

0.80% fee

12 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.94% (variable) annual. Postal address: Card Services, PO BOX 33, Brighton, BN1 4BE

Lloyds Bank Avios Rewards Credit Card

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32 months of 0.0% interest on transfers

3.00% fee

12 months 0% interest on purchases

Avios

23.7% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 23.7% APR variable. Based on £24 annual fee, assumed borrowing of £1,200. Rate of interest 18.94% (variable) annual.

Lloyds Bank Avios Rewards Credit Card

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32 months of 0.0% interest on transfers

3.00% fee

12 months 0% interest on purchases

Avios

23.7% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 23.7% APR variable. Based on £24 annual fee, assumed borrowing of £1200. Rate of interest 18.94% (variable) annual. Postal address: PO Box 90, Birchwood, Warrington, WA3 7WE

Lloyds Bank Choice Rewards

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32 months of 0.0% interest on transfers

3.00% fee

12 months 0% interest on purchases

Choice points

23.7% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 23.7% APR variable. Based on £24 annual fee, assumed borrowing of £1200. Rate of interest 18.94% (variable) annual. Postal address: Card Services, PO BOX 33, Brighton, BN1 4BE

Avios Rewards Credit Card

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32 months of 0.0% interest on transfers

3.00% fee

12 months 0% interest on purchases

Avios

23.7% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 23.7% APR variable. Based on £24 annual fee, assumed borrowing of £1200. Rate of interest 18.94% (variable) annual. Postal address: Card Services, PO BOX 33, Brighton, BN1 4BE

Tesco Bank Credit Card for Balance Transfers 28 months

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32 months of 0.0% interest on transfers

0.65% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

Lloyds Bank Choice Rewards

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32 months of 0.0% interest on transfers

3.00% fee

12 months 0% interest on purchases

No rewards

23.7% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 23.7% APR variable. Based on £12 annual fee, assumed borrowing of £1200. Rate of interest 18.94% (variable) annual. Postal address: Card Services, PO BOX 33, Brighton, BN1 4BE

Lloyds Bank Choice Rewards

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32 months of 0.0% interest on transfers

3.00% fee

12 months 0% interest on purchases

No rewards

23.7% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 23.7% APR variable. Based on £12 annual fee, assumed borrowing of £1200. Rate of interest 18.94% (variable) annual. Postal address: Card Services, PO BOX 33, Brighton, BN1 4BE

MBNA All Round Credit Card

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26 months of 0.0% interest on transfers

2.95% fee

26 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Eligibility check: Find out your likelihood of acceptance for this card before you apply, with MBNA eligibility checker.

Post Office Money Matched Card

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26 months of 0.0% interest on transfers

2.75% fee

26 months 0% interest on purchases

No rewards

18.9% APR

Can I get this card?

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Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
A transaction must be made within 3 months to qualify for 0% for 27 months otherwise a period of 0% for 16 months will apply. Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker & not a lender.

AA Dual Credit Card

AA AA Dual Credit Card Image

26 months of 0.0% interest on transfers

2.89% fee

28 months 0% interest on purchases

No rewards

18.9% APR

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Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual
Limited Offer: Get £35 cashback when you spend £500 or more within 60 days of account opening. Terms and conditions apply.

nuba all round credit card

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25 months of 0.0% interest on transfers

2.39% fee

25 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.
Make balance transfers or money transfers totalling at least £1,000 within the first 60 days of account opening, and nuba will send you a £20 Amazon.co.uk Gift Card.

The Co-operative Bank Balance Transfer Card

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24 months of 0.0% interest on transfers

1.00% fee

4 months 0% interest on purchases

No rewards

18.0% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18% APR variable. Based on assumed borrowing of £1200. Rate of interest 18% (variable) annual. Postal address: Delt House, Southway, Skelmersdale, Lancs, WN8 6NY

Norwich & Peterborough Credit Card

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24 months of 0.0% interest on transfers

2.99% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual. Postal address: MBNA Ltd, Stansfield House, Chester Business Park, Wrexham Road, Chester, CH4 9QQ

MBNA Platinum Credit Card 24 Mths

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24 months of 0.0% interest on transfers

3.45% fee

No 0% intro

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual. Postal address: MBNA Ltd, Stansfield House, Chester Business Park, Wrexham Road, Chester, CH4 9QQ

Bank of Ireland Matched Credit Card

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24 months of 0.0% interest on transfers

2.49% fee

24 months 0% interest on purchases

No rewards

17.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 17.9% (variable) annual. Postal address: Credit Card Services, 33/35 Nassau Street, Dublin 2, Ireland

Santander 123

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23 months of 0.0% interest on transfers

0.00% fee

23 months 0% interest on purchases

Up to 3% cashback dependent on spend

18.4% APR

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Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 18.4% APR variable. Based on a monthly fee of £3 (equivalent to £36 annual fee) assumed borrowing of £1,200. Rate of interest 12.7% (variable) annual.
Earn cashback at supermarkets, department stores and transport including fuel (terms & conditions apply). Spread the cost of spending with 0% on purchases for 23 months.

Sainsbury's Bank Nectar Purchase Credit Card

Sainsbury's Bank Sainsbury's Bank Nectar Purchase Credit Card Image

18 months of 0.0% interest on transfers

3.00% fee

29 months 0% interest on purchases

Nectar points

18.9% APR

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Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.95% (variable) annual.
Spread the cost of spending with 0% interest on purchases for 29 months and collect Nectar points as you spend on your card.

Virgin Money Purchase Credit Card

Virgin Money Virgin Money Purchase Credit Card Image

18 months of 0.0% interest on transfers

1.99% fee

28 months 0% interest on purchases

No rewards

19.9% APR

Can I get this card?

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Representative 19.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 19.9% (variable) annual.
Pay 0% interest on purchases for 28 months, plus 0% interest on balance and money transfers for 18 months (transfer handling fees apply).

Creation Balance Transfer

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12 months of 0.0% interest on transfers

5.00% fee

3 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual. Postal address: Chadwick House, Blenheim Court, Solihull, B91 2AA

Debenhams Credit Card

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12 months of 0.0% interest on transfers

2.99% fee

12 months 0% interest on purchases

No rewards

24.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 24.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 24.94% (variable) annual.

Laura Ashley Credit Card

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12 months of 0.0% interest on transfers

2.99% fee

No 0% intro

No rewards

21.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 21.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 21.94% (variable) annual. Postal address: PO Box 700, Leeds, LS99 2BD

Tesco Bank Credit Card

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12 months of 0.0% interest on transfers

0.00% fee

12 months 0% interest on purchases

No rewards

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 18.9% (variable) annual. Postal address: PO Box 27028, Glasgow, G2 9FT

Maximiles Credit Card

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9 months of 0.0% interest on transfers

3.00% fee

3 months 0% interest on purchases

Points

17.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 17.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.9% (variable) annual.

House of Fraser Recognition Credit Card

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9 months of 0.0% interest on transfers

2.99% fee

No 0% intro

No rewards

24.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 24.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 24.94% (variable) annual. Postal address: PO Box 700, Leeds, LS99 2BD

Virgin Atlantic Black Card Account

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6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

Points

57.4% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 52.0% APR variable. Based on £140 annual fee and assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

Virgin Atlantic White Card Account

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6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

Points

22.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 17.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.9% (variable) annual.

Bank of Ireland Ulster Rugby Credit Card

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6 months of 0.0% interest on transfers

2.98% fee

6 months 0% interest on purchases

No rewards

17.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 17.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 17.9% (variable) annual.

American Airlines AAdvantage

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6 months of 0.0% interest on transfers

3.00% fee

12 months 0% interest on purchases

Points

22.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 22.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 22.9% (variable) annual.

Everton FC Credit Card

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6 months of 0.0% interest on transfers

5.00% fee

No 0% intro

Points

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

Wolves Credit Card

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6 months of 0.0% interest on transfers

5.00% fee

No 0% intro

Points

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

Fulham F.C Credit Card

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6 months of 0.0% interest on transfers

5.00% fee

No 0% intro

Points

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

Sheffield Wednesday FC Credit Card

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6 months of 0.0% interest on transfers

5.00% fee

No 0% intro

Points

18.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

Virgin Atlantic Black Credit Card Account

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6 months of 0.0% interest on transfers

3.00% fee

No 0% intro

Points

57.4% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 52.0% APR variable. Based on £140 annual fee, assumed borrowing of £1,200. Rate of interest 18.9% (variable) annual.

American Airlines AAdvantage Visa

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6 months of 0.0% interest on transfers

3.00% fee

12 months 0% interest on purchases

No rewards

22.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative example: Representative 22.9% APR variable. Based on assumed borrowing of £1,200. Rate of interest 22.9% (variable) annual.

MBNA 5 Credit Card

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60 months of 4.9% interest on transfers

0.50% fee

60 months 4.9% interest on purchases

No rewards

8.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 8.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 8.9% (variable) annual.
4.9% p.a. on balance transfers, purchases and money transfers for up to 60 months from account opening date, on transfers and purchases made within the first 60 days, 0.5% balance transfer handling fee applies.

The Co-operative Bank 3 Year Fixed Rate

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36 months of 6.9% interest on transfers

0.00% fee

36 months 6.9% interest on purchases

No rewards

15.9% APR

Card Matcher is not available for this card Sorry, this card is not available through Confused.com. Why?
Representative Example: Representative 15.9% APR variable. Based on assumed borrowing of £1200. Rate of interest 15.9% (variable) annual. Postal address: Delt House, Southway, Skelmersdale, Lancs, WN8 6NY

Inspop.com Limited, trading as Confused.com, is a credit broker for the consumer credit products listed on our credit card pages. Confused.com provides an independent comparison service free of charge; however, we may receive a commission from some of the companies we refer you to.

We aim to show as many cards as possible, although there may be some we're unable to display.

 

Your guide to credit cards

  • Things to consider before getting a balance transfer card
  • Which providers offer balance transfer cards?
  • Types of balance transfer cards
  • What is a balance transfer card?

Credit cards terms

  • What is APR?
  • Balance transfer fee
  • Representative APR